BODILY INJURY INSURANCE

Bodily Injury (BI) Insurance:

  • Bodily Injury Insurance (BI), also known as liability insurance, is the type of insurance at-fault drivers must have for an accident victim to recover monies for their injuries.

  • In Florida, drivers are not required to carry this type of insurance, which means many injured victims are left without a way to collect compensation.

  • If the at-fault driver does not have BI insurance, it can be very difficult to recover damages.

  • What we can do:

  • At Kreutzer Law Offices, we can investigate other entities that may be liable and may have insurance and perform an asset search to determine if the at-fault party has assets that can be pursued through a lawsuit.

The Importance of Uninsured/Underinsured Motorist Coverage (UM/UIM):

  • Uninsured/Underinsured Motorist Coverage (UM/UIM) is crucial protection for your personal injuries if the at-fault driver lacks insurance or doesn't have enough coverage.

  • With UM/UIM, you can file a claim and/or lawsuit against your own insurance company to recover compensation for your permanent injuries.

  • Why it's essential:

  • Drivers in Florida are not required to have BI or liability insurance, leaving many without recourse for recovery.

  • Having UM/UIM coverage ensures you have a financial safety net in the event of an accident with an uninsured or underinsured driver.

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